ICICI Prudential Premium Payment is a service offered by ICICI Prudential Life Insurance Company Limited, one of India’s leading life insurance providers. The business is a joint venture between ICICI Bank, a well as private sector bank in India, and Prudential Corporation Holdings Limited, a global financial services group.

ICICI Prudential offers an extensive range of life insurance products designed to encounter the diverse needs of individuals, including term insurance, savings, and investment plans, child plans, retirement solutions, and health insurance.

Premium payment is a crucial aspect of maintaining an insurance policy. Policyholders are required to pay premiums regularly to keep their insurance coverage active. ICICI Prudential provides multiple convenient channels for customers to make premium payments, both online and offline.

By ensuring timely premium payments, policyholders can secure financial safety for themselves and their loved ones, as insurance policies offer benefits like life coverage, maturity benefits, tax advantages, and more.

It is important for policyholders to be aware of their premium due dates and available payment methods to avoid policy lapses and maintain continuous coverage. Various payment options, such as online payments through the company’s website or mobile app, auto-debit facilities, ECS, and offline payments at branches or authorized centres, make the premium payment process hassle-free for customers.

What is ICICI Prudential Premium Payment?

What is ICICI Prudential Premium Payment_

ICICI Prudential is a prominent life insurance company in India. If you are looking to make a premium payment for an ICICI Prudential life insurance policy,

You can do so through various methods:

Online Payment

You can visit the official bank website of ICICI Prudential Life Insurance and log in to your account. From there, you can make premium payments using your preferred payment process, such as net banking, credit card, or debit card.

Mobile App

ICICI Prudential likely has a mobile app that allows customers to make premium payments conveniently. You can download the application from the particular app store for your mobile device, log in to your account, and make the payment.

Offline Payment

If you prefer offline methods, you can visit any nearest ICICI Prudential branch or authorized payment centres to make the premium payment in cash or through other available modes.

Auto Debit

You can set up an auto-debit option with your bank account to confirm that your premiums are automatically deducted on the due date.

ECS (Electronic Clearing Service)

You can also authorize ICICI Prudential to directly debit your bank account through the ECS facility for premium payments.

It’s essential to ensure that you have your policy details and premium amount ready before making the payment. If you have any specific queries or need assistance with the premium payment process, it is advisable to reach out to ICICI Prudential’s customer service helpline or visit ICICI Bank’s official website for further information.

How to Pay Your ICICI Prudential Premium Payment

How to Pay Your ICICI Prudential Premium Payment

There are several ways to pay your ICICI Prudential premium. Here are some of the options:


  • You can pay your premium online through the ICICI Prudential website or through BillDesk.
  • You can use your debit card, credit card, or net banking to make the payment.

Over the Phone

  • You can call the ICICI Prudential customer care number and pay your premium over the phone.
  • You will need to have your policy number and your bank account details ready.

By Post

You can send the cheque or demand draft in favour of “ICICI Prudential Life Insurance Company Limited” to the following address:

  • ICICI Prudential Life Insurance Company Limited
  • Premium Collection Department
  • 10th Floor, Tower 1
  • BKC, Bandra Kurla Complex
  • Mumbai – 400051

Through Your Bank

  • If you have an ICICI Bank account, you can link your life insurance policy to your account and make payments through ICICI Bank’s Infinity service.
  • You can also make payments through other banks that offer premium payment services for ICICI Prudential.

To find out more about the different payment options available to you. So you can visit the ICICI Prudential website or call the customer care number.

Here are some additional tips for paying your ICICI Prudential premium:

  • Make sure you pay your premium on time. If you miss a payment, your policy may lapse.
  • Keep your policy number and bank account details handy so that you can make payments easily.
  • If you are paying your premium online, make sure you are using a secure website.
  • If you are paying by post, make sure you send your cheque or demand draft in time.


ICICI Prudential Premium Payment is committed to providing excellent customer service. And helping individuals secure their financial futures through its range of life insurance products and services. As with any financial decision, it’s essential for customers to thoroughly understand their insurance policies and make informed choices based on their exclusive needs and circumstances.

For specific details about premium payment options, policy-related queries, or any other information related to ICICI Prudential life insurance. Customers can contact the company’s customer service helpline or visit ICICI Bank’s official website for comprehensive assistance.